카카오뱅크 2.45.0

Daily banking made easier, more accessible financial innovation
1st tier bank, KakaoBank

■ Newly designed bank
• Perform all banking tasks on your mobile device without visiting a branch 24/7
• Easy account opening process that takes only 7 minutes

■ User-friendly interface
• Transfer money without digital certificates or security cards
• Send money to KakaoBank customers or non-customers via KakaoTalk without knowing their account numbers

■ Customize it your way
• Check card designs range from Kakao Friends characters to sleek black color options
• Personalize account names and colors according to your preferences

■ Visible benefits
• Competitive interest rates and perks offered to all customers without complicated requirements or preferential conditions
• Real-time monitoring of increasing interest rates for fixed deposits
• Emergency cash loans (small overdrafts) available to 90% of Korean citizens over the age of 19

■ Kakao Friends-themed 26-week deposit plan
• A savings plan where you can gradually save every week starting from KRW1,000
• Achieve your savings goals with the support of Kakao Friends

■ Automatic savings jar
• Save without burden by choosing your preferred saving rules
• Cute items for everyday use and check exact amounts with a sneak peek feature

■ Group account management with friends
• Easily invite KakaoTalk friends as members
• View balance and transaction history together with members
• Request membership fee payment with witty message cards

■ Secure management of "My Credit Information"
• Safely and freely check your credit information from a 1st tier bank
• Alert services for credit changes and tips for managing credit information

■ Cut-rate fees for international transfers
• Convenient overseas remittance service available 24/7 from anywhere
• Send and receive money to/from over 200 countries worldwide through overseas bank accounts or Western Union(WU)
• Apply for designated foreign exchange bank services and extensions conveniently on the mobile app without visiting a branch

■ Affiliate services available in KakaoBank
• Easily open a securities account with a brokerage firm
• Apply for an affiliated credit card with Kakao Friends characters

■ Fee exemption for transfers and deposits
• Exemption from fees for transfers to other banks and automatic transfers
• Exemption from fees for deposits, withdrawals, and transfers in all domestic ATMs (bank-owned and affiliated VAN company devices)

* ATM/CD Machine deposit, withdrawal, and transfer fees may change depending on future policies. In case of policy changes, we will inform you in advance through the KakaoBank app and website.

■ Customer service operating hours
• Savings/deposits, loans, card inquiries: 1599-3333 (09:00 ~ 22:00, 365 days)
• Rent deposit loans, foreign exchange inquiries: 1599-3333 (09:00 ~ 18:00, weekdays)
• Accident reports: 1599-8888 (24/7, 365 days)

■ Chatbot operating hours
• KakaoTalk Plus Friend "KakaoBank Customer Center" (24/7, 365 days)

■ Permissions and purposes for using the KakaoBank app
• Phone (required): Connecting calls and verifying identities and devices
• Installed app information (required): Preventing electronic financial transaction accidents
• Camera (required): Taking photos of identification documents and submitting documents, video calls, profile picture registration
• Location (optional): Preventing fraudulent registrations and detecting suspicious transactions
• Storage (optional): Saving transfer/remittance/withdrawal receipts, saving card sales slips

* You can still use the service even if you do not agree to the optional access permissions.
* The KakaoBank app's access permissions are divided into required and optional permissions to comply with Android OS version 6.0 or higher. If you are using an OS version below 6.0, you cannot selectively allow permissions, so we recommend checking if your device manufacturer provides an OS upgrade feature. If possible, we recommend updating your OS to version 6.0 or higher.