Empréstimo pessoal para negati

Application for consulting personal loan offers with facilitated conditions for all types of users, including loans for those with negative credit history.

Perform your consultation now and find the offer that best suits your needs. You will have access to general personal loan offers as well as offers tailored for individuals with negative credit history through the application.

You can clarify doubts such as what a personal loan is, what the interest rates are, who can apply for a loan, understand how the assessment process works, and the timeframe for the funds to be deposited into your account.

Additionally, understand what factors may result in application rejection and how to improve your credit score to facilitate future requests.

General conditions:

• Repayment between 12 months (365 days) and 48 months.
• Offers ranging from R$ 500 to R$ 5,000,000.
• Interest rates between 6.55% and 504.95% (APR: 0.99% to 12.56%).
• Maximum Annual Percentage Rate (APR): 56.36%.

Consider the following example (the value may vary based on the user's consultation):

• Total cost of the loan sample calculation.
• Requested amount: R$ 30,000.
• Repayment period: 48 months.
• Applied interest rate: 40.7%.
• 48 installments of R$ 879.37.
• Total in this example: R$ 42,209.76.

NOTE: The application is not affiliated or connected to any public or private institution, nor any mentioned brand. It uses publicly available information under fair use from trusted sources solely for citizen guidance purposes. The application's main goal is to clarify doubts regarding the subject and perform loan simulations without collecting any personal data. The user's consultation through the application does not guarantee approval of personal credit requested later; this analysis is personal and will be conducted on a case-by-case basis by financial institutions chosen by the user.