Faciloan-préstamos 1.0.7

Faciloan

Why borrow money from Faciloan?

Faciloan is a prominent digital credit platform that provides an online personal loan service to offer urgent assistance to users. The processes are simple and secure in Colombia, with no credit bureau and no paperwork required.

Eligibility:

1. Must be over 18 years old.
2. Must have a bank account.
3. Must have a mobile phone number and stable income.

No Hidden Fees:

No hidden fees are involved; request a cash loan or have it directly deposited into your account.

Privacy:

When you download Faciloan, we will request your authorization to access your mobile phone information to validate your identity and determine your eligibility for one of our credits. Your data is protected by the highest security standards globally; we will never share your information without prior authorization.

Loan Amount: From COP $100,000 to COP $2,500,000 pesos

Loan Duration: Most loan terms range from 91 days to 120 days

Interest Rate: 0.06% per day (maximum annual interest rate is 24%, equivalent to a monthly interest rate of 1.8%);

Platform Fee: Optional COP $300,000 service that can help clients save money and time on necessary document procedures, with possible promotional discounts ranging from COP $10,000 to COP $290,000, including financial inclusion benefits.

Value-Added Tax (VAT): 19% VAT is applied to the commission in accordance with Colombia's policies and laws;

APR: Up to 27.70% (APR)

Example:

The monthly payment will be COP $40,881 (EMI), with a total payment amount of COP $122,643

Interest: COP $100,000 * 24% / 365 * 91 = COP $59.83;

Platform: COP $300,000; Discounts: COP $286,000; Platform Fee: COP $300,000 - COP $286,000 = COP $14,000

VAT: 19% * Platform = 19% * COP $14,000 = COP $2,660;

Total amount to be paid = loan amount + Interest + fee + VAT = COP $100,000 + COP $59.83 + COP $14,000 + COP $2,660 = COP $122,643;

EMI = COP $40,881

APR = This equates to an APR (Annual Percentage Rate) of 27.70%.

Features:

1. 100% online loans
2. Flexible cycle
3. Cash loans
4. Faciloan provides top-notch loan services to customers with low-interest rates and no hidden charges.
5. Accepts all types of bank accounts in Colombia, such as Nequi, Bancolombia, etc.

Contact Us:

Email: [email protected]

Customer Service Hours: Monday to Sunday from 8:00 am to 5:00 pm