Préstamo Ya-Préstamo Personal 1.3.4

For those in search of a reliable financial loan service, Préstamo Ya presents a viable option. This platform offers a straightforward process for obtaining loans. Users must download the Préstamo Ya application, complete some detailed questions, and proceed to request the loan, which will then be directly deposited into their accounts.

Key features of Préstamo Ya include:

1. Create your account.
2. Request a loan in seconds.
3. Receive funds directly into your bank account.
4. Increase your loan limit with each repayment.

Loan Information:

• Loan amount: from $100 to $5,000
• Terms: from 91 to 365 days
• Daily interest rate: 0.09%
• Maximum annual interest rate: 33%
• Commission: 5% - 10%
• VAT: 8%

Example Calculation:

If the loan amount is $5,000 with a term of 91 days:

• Total interest: $409.50 (calculated as $5,000 x 0.09% x 91)
• Commission: $500 (calculated as $5,000 x 10%)
• VAT: $72.80 (calculated as ($500 + $409.50) x 8%)

The total amount to be repaid would be $5,982.30, translating to monthly payments of $1,994.

Loan Requirements:

• Ecuadorian citizenship
• Age: 18 years or older
• ID document
• An active bank account

Contact Information:

• Email: [email protected]
• Address: PMQF+Q2 Djida Thiaroye Kaw, Dakar
• Customer service hours: Monday to Friday, from 9:30 AM to 5:00 PM